Get approved for the car you want

Any credit accepted — good, bad or none. See your car loan options in about 30 seconds, with no impact to your credit score.

All credit situations welcome
$0 down payment options available
Trusted by drivers across Canada

★★★★★ 4.8 rating from 1,200+ approvals

Start your free application

No obligation · takes about 30 seconds

Apply online

30-second form

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Local approval centre

Drive away

Pick your vehicle

Canada Car Program 2026

OntarioCarProgram.ca is not a lender. We need your information to find the closest approval center for your application. This center will review your application and may contact you if needed. Your information will only be shared with the approval center. Our APR rates range from 0% to 30%

We are a lead generation platform that connects interested consumers with third-party lenders, dealers, or financial institutions. By submitting your information, you consent to be contacted by one or more of our partners regarding automotive financing options. We do not make credit decisions, offer loans, or guarantee loan approval. Terms and conditions may vary by provider. All financial products are subject to the lender’s approval. Use of this site does not guarantee financing.